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GAO Suggests Retirees Delay Social Security & Look Toward Other Solutions

In a time in which many question the very certainty of Social Security altogether, the Government Accountability Office (GAO) recently suggested that individuals postpone drawing benefits, waiting until at least their full retirement age, or 66 for those born from […]

Protecting Yourself from the Thief of the New Millennium

Protecting Yourself from the Thief of the New Millennium It’s happened to far too many individuals.  You’re enjoying dinner when the phone rings with a collection agency on the other end, demanding payment for overdue charges on an account you […]

Now, More than Ever Before, Responsibility is Yours

The spring tornado season of 2011 will easily go down in history as one of the deadliest on record, with both storm counts and death tolls more than doubling the previous year’s figures. In Tuscaloosa, AL, over 335 lives were […]

Staggering Numbers Approach Retirement Feeling Unprepared

The past two to three years have marked a major shift in the way Americans approaching retirement view this “third act” of life.  Once regarded as “Golden Years” in which many of life’s dreams could finally come to fruition, retirement […]

Does Your Life Insurance Policy Still Pass the Test?

When it comes to life insurance, there’s a common saying: “The best kind of policy is the one that’s in place when you need it.” While there’s no question that some form of coverage is always better than none, there’s […]

Social Security Trusts to Run Dry in 2036

Some concerning news was recently released by the Social Security Board of Trustees. In its annual report outlining Social Security’s financial health, Trustees reported that the joint assets of the Old-Age and Survivors Insurance and Disability Insurance trusts will be […]

Chris Featured in TheStreet.com

I was recently featured in an article on TheStreet.com. Here is an excerpt from the piece:  “Private sector payroll growth slowed so much in May, which strengthens the argument that the slowdown story will continue,” said Chris Hobart, president and […]

The Steep Road to Recovery

If you’ve experienced a drop in your retirement account values of the past 2-3 years, you’re not alone.  Unfortunately, millions of Americans weren’t adequately prepared for the events of 2008, and many saw losses to their retirement accounts in excess […]

A Long, Active Retirement: Are YOU Financially Prepared

One of the most pressing concerns we’re able to help address in the course of our meeting with clients is the pressing and real fear of outliving one’s retirement savings. Many felt they were completely “on track” prior to the […]

The Most Costly Mistake You Should NEVER Make

Quick question: When is the last time your financial professional sat down with you to review your beneficiary designations?  If it’s been ANY longer than 12 months, quite frankly, you should be concerned.  Why?  Because circumstances have a mysterious way […]